股票:海外證券可能較本地證券更加波動，更難估及流動性更低。海外證券須遵守不同的會計及規管標準，並承受政治及經濟風險。在新興市場國家，有關風險或會加劇。
固定收益：固定收益證券須承受若幹風險，包括(但不限於)利率、信貸、預付及延期風險。
房地產：由於相關投資的性質及波動性，投資物業或會附帶額外的損失風險。房地產投資的流動性相對低，也難以因應經濟及其他情況的變化作出調整。物業價值可能受到一些因素所影響，包括(但不限於)經濟氣候、物業市場狀況、利率及規例。
另類投資:另類投咨可能涉及投機性投咨行為和承擔高風險，目因轉移權益受到限製，一般被視為流動性低。投咨者有可能失去全部或大部份投資本金。投資者必須擁有相當財政能力、成熟程度/經驗及意願，才能承擔此類投資的風險。
分散投資不代表一定能夠獲得回報或保障免於損失。
本文並無列出或說明所涉及的全部風險，投資者於作出投資前應細閱有關銷售文件及諮詢本身的顧問。

Stocks: Overseas securities may be more volatile than domestic ones, harder to evaluate, and have lower liquidity. Overseas securities must comply with different accounting and regulatory standards and bear political and economic risks. In emerging market countries, these risks may be amplified.
Fixed Income: Fixed-income securities bear several risks, including (but not limited to) interest rates, credit, prepayment, and deferral risks.
Real Estate: Due to the nature and volatility of related investments, investing in properties may carry additional risks of loss. The liquidity of real estate investments is relatively low, and it is difficult to adjust to economic and other changes. Property values may be affected by several factors, including (but not limited to) the economic climate, property market conditions, interest rates, and regulations.
Alternative Investments: Alternative investments may involve speculative behaviors and carry high risks, as their transfer rights are restricted and they are generally considered to have low liquidity. Investors may lose all or a large part of their investment capital. Investors must have considerable financial capability, sophistication/experience, and willingness to bear the risks of such investments.
Diversification does not guarantee returns or protect against losses.
This document does not list or explain all the risks involved. Investors should carefully read the relevant sales documents and consult their own advisors before making investments.